Having been in banking for 24+ years, with a strong concentration on compliance, I received my CRCM certification in 2011. Providing the necessary, periodic reviews/audits, staff training, and support are all that I've been doing while being directly employed by various banks. I am now offering this experience and knowledge to community banks on an as-needed, or a contract basis. Banks decide what level they require. No extra overhead of payroll taxes and benefits! It's a win situation for the bank and an ideal opportunity for OnTrack!